{"id":1990,"date":"2013-01-07T14:31:18","date_gmt":"2013-01-07T22:31:18","guid":{"rendered":"https:\/\/climatepolicyinitiative.org\/?p=1990"},"modified":"2026-04-15T20:45:22","modified_gmt":"2026-04-15T20:45:22","slug":"banking-on-the-sun","status":"publish","type":"post","link":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/banking-on-the-sun\/","title":{"rendered":"Banking on the sun"},"content":{"rendered":"<p>Last month, David Crane and Robert F. Kennedy, Jr.\u00a0<a href=\"http:\/\/www.nytimes.com\/2012\/12\/13\/opinion\/solar-panels-for-every-home.html\">wrote in the New York Times<\/a>\u00a0about the potential of rooftop solar to make the United States more disaster-resilient and energy independent and at the same time democratize electricity generation.\u00a0 They rightly pointed out that in Germany, where rooftop solar is now\u00a0<a href=\"http:\/\/eetd.lbl.gov\/ea\/emp\/reports\/german-us-pv-price-ppt.pdf\">much less expensive than in the United States<\/a>, renewable energy provides dividends to homeowners and is\u00a0<a href=\"http:\/\/www.reuters.com\/article\/2012\/05\/26\/us-climate-germany-solar-idUSBRE84P0FI20120526\">breaking records for clean energy generation<\/a>.<\/p>\n<p>While Germany is a great example of success in distributed generation, the advent of solar leasing in the U.S. promises to make investing in solar even easier.\u00a0<!--more--> SolarCity, whose\u00a0<a href=\"http:\/\/www.usatoday.com\/story\/money\/business\/2012\/12\/13\/solarcity-ipo\/1766375\/\">stock price surged nearly 50%<\/a>\u00a0after their initial public offering, has been a pioneer in solar leasing, which allows homeowners to install solar with no money down.\u00a0 Sungevity\u00a0<a href=\"http:\/\/blog.sungevity.com\/2011\/11\/zonline\/\">has begun to test this model abroad<\/a>\u00a0in Australia and Holland.\u00a0 This morning,\u00a0<a href=\"https:\/\/joinmosaic.com\/\">Solar Mosaic<\/a>\u00a0took this model a step further by allowing individuals to take the place of banks and large corporations in bankrolling profitable solar investments, even if they don&#8217;t have a roof to put it on.\u00a0Further, the Brookings Institution and Stanford&#8217;s Steyer-Taylor center have been promoting policy to create\u00a0<a href=\"http:\/\/www.brookings.edu\/~\/media\/research\/files\/papers\/2012\/11\/13%20federalism\/13%20clean%20energy%20investment.pdf\">even more avenues<\/a>\u00a0for crowd-funding of clean energy.<\/p>\n<p>Solar leasing and crowd-funding are moving forward to make investing in clean energy an option for more people, and policy can help.\u00a0Effective policy can bring down costs, leading us closer to clean energy investments that are profitable.\u00a0For example, experts are studying how policy can streamline\u00a0<a href=\"http:\/\/www.solarabcs.org\/about\/publications\/reports\/expedited-permit\/\">permitting<\/a>, <a href=\"http:\/\/votesolar.org\/tag\/interconnection\/\">interconnection<\/a>, and\u00a0<a href=\"http:\/\/blog.rmi.org\/blog_solar_issues_day_customer_acquisition\/comments\/2\">customer acquisition<\/a>, all of which are often expensive, time-consuming, paperwork laden processes.<\/p>\n<p>CPI is studying how solar leasing has had an impact on access to solar, costs, and deployment, as well as what it means for policy. Our results will be released in March.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last month, David Crane and Robert F. Kennedy, Jr.\u00a0wrote in the New York Times\u00a0about the potential of rooftop solar to make the United States more disaster-resilient and energy independent and at the same time democratize electricity generation.\u00a0 They rightly pointed out that in Germany, where rooftop solar is now\u00a0much less expensive than in the United [&hellip;]<\/p>\n","protected":false},"author":33,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"programs":[480],"regions":[334],"topics":[1199,1226,264,304],"collaborations":[],"class_list":["post-1990","post","type-post","status-publish","format-standard","hentry","programs-energy-finance","regions-united-states","topics-finance","topics-policy-and-regulation","topics-renewable-energy","topics-solar-pv"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banking on the sun - CPI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking on the sun - CPI\" \/>\n<meta property=\"og:description\" content=\"Last month, David Crane and Robert F. Kennedy, Jr.\u00a0wrote in the New York Times\u00a0about the potential of rooftop solar to make the United States more disaster-resilient and energy independent and at the same time democratize electricity generation.\u00a0 They rightly pointed out that in Germany, where rooftop solar is now\u00a0much less expensive than in the United [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/\" \/>\n<meta property=\"og:site_name\" content=\"CPI\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ClimatePolicyInitiative\" \/>\n<meta property=\"article:published_time\" content=\"2013-01-07T22:31:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T20:45:22+00:00\" \/>\n<meta name=\"author\" content=\"CPI Staff\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@climatepolicy\" \/>\n<meta name=\"twitter:site\" content=\"@climatepolicy\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"CPI Staff\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/\"},\"author\":{\"name\":\"CPI Staff\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#\\\/schema\\\/person\\\/0d0235f40837757def4043ebace63a7d\"},\"headline\":\"Banking on the sun\",\"datePublished\":\"2013-01-07T22:31:18+00:00\",\"dateModified\":\"2026-04-15T20:45:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/\"},\"wordCount\":301,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#organization\"},\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/\",\"name\":\"Banking on the sun - CPI\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#website\"},\"datePublished\":\"2013-01-07T22:31:18+00:00\",\"dateModified\":\"2026-04-15T20:45:22+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/banking-on-the-sun\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Banking on the sun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#website\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/\",\"name\":\"CPI\",\"description\":\"Climate Policy Initiative works to improve the most important energy and land use policies around the world, with a particular focus on finance.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#organization\",\"name\":\"Climate Policy Initiative\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/CPI_logo_cmyk_transparent.png\",\"contentUrl\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/CPI_logo_cmyk_transparent.png\",\"width\":1728,\"height\":720,\"caption\":\"Climate Policy Initiative\"},\"image\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ClimatePolicyInitiative\",\"https:\\\/\\\/x.com\\\/climatepolicy\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/climate-policy-initiative\\\/?lipi=urn:li:page:d_flagship3_search_srp_all;GvyQ8DliSYaW9eZhdq8RBQ==\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCE8V0iDgBU8mreZdBegVCcA\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Climate_Policy_Initiative\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#\\\/schema\\\/person\\\/0d0235f40837757def4043ebace63a7d\",\"name\":\"CPI Staff\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/author\\\/cpistaff\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Banking on the sun - CPI","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/","og_locale":"pt_BR","og_type":"article","og_title":"Banking on the sun - CPI","og_description":"Last month, David Crane and Robert F. Kennedy, Jr.\u00a0wrote in the New York Times\u00a0about the potential of rooftop solar to make the United States more disaster-resilient and energy independent and at the same time democratize electricity generation.\u00a0 They rightly pointed out that in Germany, where rooftop solar is now\u00a0much less expensive than in the United [&hellip;]","og_url":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/","og_site_name":"CPI","article_publisher":"https:\/\/www.facebook.com\/ClimatePolicyInitiative","article_published_time":"2013-01-07T22:31:18+00:00","article_modified_time":"2026-04-15T20:45:22+00:00","author":"CPI Staff","twitter_card":"summary_large_image","twitter_creator":"@climatepolicy","twitter_site":"@climatepolicy","twitter_misc":{"Escrito por":"CPI Staff","Est. tempo de leitura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/#article","isPartOf":{"@id":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/"},"author":{"name":"CPI Staff","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#\/schema\/person\/0d0235f40837757def4043ebace63a7d"},"headline":"Banking on the sun","datePublished":"2013-01-07T22:31:18+00:00","dateModified":"2026-04-15T20:45:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/"},"wordCount":301,"commentCount":0,"publisher":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#organization"},"articleSection":["Uncategorized"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/","url":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/","name":"Banking on the sun - CPI","isPartOf":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#website"},"datePublished":"2013-01-07T22:31:18+00:00","dateModified":"2026-04-15T20:45:22+00:00","breadcrumb":{"@id":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.climatepolicyinitiative.org\/banking-on-the-sun\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/"},{"@type":"ListItem","position":2,"name":"Banking on the sun"}]},{"@type":"WebSite","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#website","url":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/","name":"CPI","description":"Climate Policy Initiative works to improve the most important energy and land use policies around the world, with a particular focus on finance.","publisher":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#organization","name":"Climate Policy Initiative","url":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#\/schema\/logo\/image\/","url":"https:\/\/www.climatepolicyinitiative.org\/wp-content\/uploads\/2021\/07\/CPI_logo_cmyk_transparent.png","contentUrl":"https:\/\/www.climatepolicyinitiative.org\/wp-content\/uploads\/2021\/07\/CPI_logo_cmyk_transparent.png","width":1728,"height":720,"caption":"Climate Policy Initiative"},"image":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ClimatePolicyInitiative","https:\/\/x.com\/climatepolicy","https:\/\/www.linkedin.com\/company\/climate-policy-initiative\/?lipi=urn:li:page:d_flagship3_search_srp_all;GvyQ8DliSYaW9eZhdq8RBQ==","https:\/\/www.youtube.com\/channel\/UCE8V0iDgBU8mreZdBegVCcA","https:\/\/en.wikipedia.org\/wiki\/Climate_Policy_Initiative"]},{"@type":"Person","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#\/schema\/person\/0d0235f40837757def4043ebace63a7d","name":"CPI Staff","url":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/author\/cpistaff\/"}]}},"_links":{"self":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/posts\/1990","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/comments?post=1990"}],"version-history":[{"count":0,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/posts\/1990\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/media?parent=1990"}],"wp:term":[{"taxonomy":"programs","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/programs?post=1990"},{"taxonomy":"regions","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/regions?post=1990"},{"taxonomy":"topics","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/topics?post=1990"},{"taxonomy":"collaborations","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/collaborations?post=1990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}