{"id":118745,"date":"2026-03-13T15:16:47","date_gmt":"2026-03-13T15:16:47","guid":{"rendered":"https:\/\/www.climatepolicyinitiative.org\/?post_type=cpi_pr&p=118745"},"modified":"2026-03-13T15:17:50","modified_gmt":"2026-03-13T15:17:50","slug":"agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte","status":"publish","type":"cpi_pr","link":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/","title":{"rendered":"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0"},"content":{"rendered":"\n

Estudo do CPI\/PUC-Rio apresenta dois fatores-chave para aumentar o acesso ao cr\u00e9dito.<\/em> <\/p>\n\n\n\n

O Pronaf \u00e9\u00a0o principal\u00a0instrumento de cr\u00e9dito para a\u00a0agricultura familiar\u00a0e, apesar dos recursos crescerem a cada ano,\u00a0a maioria dos agricultores continua sem acesso ao cr\u00e9dito.\u00a0Cerca de 85% dos agricultores familiares n\u00e3o tiveram acesso ao Pronaf no ano safra 2016\/17. Novo estudo do\u00a0 Climate\u00a0Policy\u00a0Initiative\/PUC-Rio<\/a> mostra\u00a0que, em m\u00e9dia,\u00a0o acesso\u00a0municipal ao Pronaf na Regi\u00e3o Sul \u00e9 cerca de\u00a0cinco vezes\u00a0maior que\u00a0o acesso\u00a0municipal\u00a0na\u00a0Regi\u00e3o Norte.\u00a0\u00a0\u00a0\u00a0<\/p>\n\n\n\n

Pesquisadores identificam que o maior acesso ao Pronaf na Regi\u00e3o Sul est\u00e1 diretamente ligado \u00e0 oferta de assist\u00eancia t\u00e9cnica e extens\u00e3o rural (ATER) e \u00e0 associa\u00e7\u00e3o a cooperativas de agricultores. A partir da\u00ed, com base em um exerc\u00edcio de simula\u00e7\u00e3o contrafactual, pesquisadores investigaram qual seria o acesso ao Pronaf caso os munic\u00edpios das demais regi\u00f5es brasileiras tivessem as caracter\u00edsticas m\u00e9dias dos munic\u00edpios da Regi\u00e3o Sul. <\/p>\n\n\n\n

Se a\u00a0Regi\u00e3o Norte\u00a0tivesse o mesmo\u00a0n\u00edvel de oferta de ATER que a Regi\u00e3o Sul,\u00a0o acesso ao Pronaf aumentaria\u00a053,8%. Igualando o n\u00edvel de cooperativismo, o acesso da Regi\u00e3o Norte sobe\u00a038,5%.\u00a0\u00a0<\/p>\n\n\n\n

No Nordeste,\u00a0o aumento da\u00a0ATER\u00a0gera\u00a0crescimento de 63,5% no\u00a0acesso ao\u00a0Pronaf,\u00a0n\u00famero\u00a0superior\u00a0ao cooperativismo\u00a0(19,2%).\u00a0\u00a0<\/p>\n\n\n\n

\u201cA ATER \u00e9 um instrumento importante para complementar a pol\u00edtica de cr\u00e9dito rural. Al\u00e9m de aumentar o conhecimento do agricultor familiar sobre sua pr\u00e1tica agr\u00edcola e o acesso ao Pronaf, ela desempenha papel fundamental na adapta\u00e7\u00e3o \u00e0s mudan\u00e7as clim\u00e1ticas. No entanto, a an\u00e1lise dos investimentos realizados desde 2003 mostra que o instrumento n\u00e3o est\u00e1 sendo efetivamente aproveitado.\u201d, diz Alan Leal, pesquisador s\u00eanior do CPI\/PUC-Rio. <\/p>\n\n\n\n

Leal explica que dados do Minist\u00e9rio de Desenvolvimento Agr\u00e1rio e Agricultura Familiar (MDA) revelam tend\u00eancia de queda nos investimentos federais em ATER. Em 2024, os valores chegaram a R$225,39 milh\u00f5es. J\u00e1 em 2025, totalizaram apenas R$26,48 milh\u00f5es at\u00e9 outubro.  <\/p>\n\n\n\n

O estudo\u00a0aponta ainda que, nas Regi\u00f5es Centro-Oeste e Sudeste,\u00a0a associa\u00e7\u00e3o a cooperativas\u00a0contribui mais para\u00a0aumentar\u00a0o acesso ao Pronaf\u00a0do que a assist\u00eancia t\u00e9cnica.\u00a0De acordo com o exerc\u00edcio de simula\u00e7\u00e3o,\u00a0o acesso ao Pronaf no Centro-Oeste\u00a0cresceria 28,9%,\u00a0caso tivesse o mesmo n\u00edvel de cooperativismo que a\u00a0Regi\u00e3o Sul\u00a0e\u00a08,7% com o mesmo n\u00edvel de ATER.\u00a0No Sudeste,\u00a0o aumento seria de\u00a022,5%,\u00a0considerando o mesmo n\u00edvel de cooperativismo,\u00a0e\u00a0de 10,1%,\u00a0considerando\u00a0o mesmo\u00a0n\u00edvel de\u00a0ATER.\u00a0\u00a0\u00a0<\/p>\n\n\n\n

\u201cA agricultura familiar ocupa 77% das propriedades rurais e emprega mais de 10 milh\u00f5es de pessoas, mas somente 15% est\u00e1 acessando o Pronaf. Para aumentar o acesso ao cr\u00e9dito, precisamos complement\u00e1-lo com outras pol\u00edticas e, assim, apoiar devidamente os agricultores familiares. A assist\u00eancia t\u00e9cnica e a associa\u00e7\u00e3o a cooperativas ajudam a suprir lacunas no acesso \u00e0 informa\u00e7\u00e3o e a expandir o acesso ao cr\u00e9dito.\u201d, observa Juliano Assun\u00e7\u00e3o, diretor executivo do CPI\/PUC-Rio. <\/p>\n\n\n\n

Acesse o estudo na \u00edntegra: bit.ly\/QuemFicaDeForaPronaf<\/a> <\/p>\n\n\n\n

Sobre o Climate Policy Initiative <\/strong><\/p>\n\n\n\n

O Climate Policy Initiative (CPI) \u00e9 uma organiza\u00e7\u00e3o com experi\u00eancia internacional em an\u00e1lise de pol\u00edticas p\u00fablicas e finan\u00e7as, que possui sete escrit\u00f3rios ao redor do mundo. No Brasil, \u00e9 afiliado \u00e0 Pontif\u00edcia Universidade Cat\u00f3lica do Rio de Janeiro (PUC-Rio) e atua no aprimoramento de pol\u00edticas p\u00fablicas e finan\u00e7as sustent\u00e1veis a fim de promover a transi\u00e7\u00e3o para uma economia de baixo carbono. O CPI\/PUC-Rio desenvolve an\u00e1lises baseadas em evid\u00eancia e estabelece parcerias estrat\u00e9gicas com membros do governo, da sociedade civil, do setor privado e de institui\u00e7\u00f5es financeiras.  <\/p>\n\n\n\n

Mais informa\u00e7\u00f5es: <\/strong>
Camila Calado Lima
camila.lima@cpiglobal.org 
(86) 99966-0560  <\/p>\n","protected":false},"excerpt":{"rendered":"

Estudo do CPI\/PUC-Rio apresenta dois fatores-chave para aumentar o acesso ao cr\u00e9dito.  O Pronaf \u00e9\u00a0o principal\u00a0instrumento de cr\u00e9dito para a\u00a0agricultura familiar\u00a0e, apesar dos recursos crescerem a cada ano,\u00a0a maioria dos agricultores continua sem acesso ao cr\u00e9dito.\u00a0Cerca de 85% dos agricultores familiares n\u00e3o tiveram acesso ao Pronaf no ano safra 2016\/17. Novo estudo do\u00a0 Climate\u00a0Policy\u00a0Initiative\/PUC-Rio mostra\u00a0que, em m\u00e9dia,\u00a0o acesso\u00a0municipal ao Pronaf na Regi\u00e3o […]<\/p>\n","protected":false},"featured_media":0,"template":"","format":"standard","meta":{"_acf_changed":true},"programs":[1241],"regions":[1377],"topics":[1339,1292,1343],"collaborations":[],"class_list":["post-118745","cpi_pr","type-cpi_pr","status-publish","format-standard","hentry","programs-brazil-policy-center","regions-brasil","topics-credito-rural","topics-financas","topics-pequenos-proprietarios"],"acf":[],"yoast_head":"\nAgricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0 - CPI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0 - CPI\" \/>\n<meta property=\"og:description\" content=\"Estudo do CPI\/PUC-Rio apresenta dois fatores-chave para aumentar o acesso ao cr\u00e9dito.  O Pronaf \u00e9\u00a0o principal\u00a0instrumento de cr\u00e9dito para a\u00a0agricultura familiar\u00a0e, apesar dos recursos crescerem a cada ano,\u00a0a maioria dos agricultores continua sem acesso ao cr\u00e9dito.\u00a0Cerca de 85% dos agricultores familiares n\u00e3o tiveram acesso ao Pronaf no ano safra 2016\/17. Novo estudo do\u00a0 Climate\u00a0Policy\u00a0Initiative\/PUC-Rio mostra\u00a0que, em m\u00e9dia,\u00a0o acesso\u00a0municipal ao Pronaf na Regi\u00e3o […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/\" \/>\n<meta property=\"og:site_name\" content=\"CPI\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ClimatePolicyInitiative\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-13T15:17:50+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@climatepolicy\" \/>\n<meta name=\"twitter:label1\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/press-release\\\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\\\/\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/press-release\\\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\\\/\",\"name\":\"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0 - CPI\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#website\"},\"datePublished\":\"2026-03-13T15:16:47+00:00\",\"dateModified\":\"2026-03-13T15:17:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/press-release\\\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/press-release\\\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/press-release\\\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Press Releases\",\"item\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/press-release\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#website\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/\",\"name\":\"CPI\",\"description\":\"Climate Policy Initiative works to improve the most important energy and land use policies around the world, with a particular focus on finance.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#organization\",\"name\":\"Climate Policy Initiative\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/CPI_logo_cmyk_transparent.png\",\"contentUrl\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/CPI_logo_cmyk_transparent.png\",\"width\":1728,\"height\":720,\"caption\":\"Climate Policy Initiative\"},\"image\":{\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/pt-br\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ClimatePolicyInitiative\",\"https:\\\/\\\/x.com\\\/climatepolicy\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/climate-policy-initiative\\\/?lipi=urn:li:page:d_flagship3_search_srp_all;GvyQ8DliSYaW9eZhdq8RBQ==\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCE8V0iDgBU8mreZdBegVCcA\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Climate_Policy_Initiative\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0 - CPI","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/","og_locale":"pt_BR","og_type":"article","og_title":"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0 - CPI","og_description":"Estudo do CPI\/PUC-Rio apresenta dois fatores-chave para aumentar o acesso ao cr\u00e9dito.  O Pronaf \u00e9\u00a0o principal\u00a0instrumento de cr\u00e9dito para a\u00a0agricultura familiar\u00a0e, apesar dos recursos crescerem a cada ano,\u00a0a maioria dos agricultores continua sem acesso ao cr\u00e9dito.\u00a0Cerca de 85% dos agricultores familiares n\u00e3o tiveram acesso ao Pronaf no ano safra 2016\/17. Novo estudo do\u00a0 Climate\u00a0Policy\u00a0Initiative\/PUC-Rio mostra\u00a0que, em m\u00e9dia,\u00a0o acesso\u00a0municipal ao Pronaf na Regi\u00e3o […]","og_url":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/","og_site_name":"CPI","article_publisher":"https:\/\/www.facebook.com\/ClimatePolicyInitiative","article_modified_time":"2026-03-13T15:17:50+00:00","twitter_card":"summary_large_image","twitter_site":"@climatepolicy","twitter_misc":{"Est. tempo de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/","url":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/","name":"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0 - CPI","isPartOf":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#website"},"datePublished":"2026-03-13T15:16:47+00:00","dateModified":"2026-03-13T15:17:50+00:00","breadcrumb":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/press-release\/agricultores-da-regiao-sul-acessam-5-vezes-mais-credito-que-do-norte\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/"},{"@type":"ListItem","position":2,"name":"Press Releases","item":"https:\/\/www.climatepolicyinitiative.org\/press-release\/"},{"@type":"ListItem","position":3,"name":"Agricultores da Regi\u00e3o\u00a0Sul acessam 5 vezes mais cr\u00e9dito que\u00a0do\u00a0Norte\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#website","url":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/","name":"CPI","description":"Climate Policy Initiative works to improve the most important energy and land use policies around the world, with a particular focus on finance.","publisher":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#organization","name":"Climate Policy Initiative","url":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#\/schema\/logo\/image\/","url":"https:\/\/www.climatepolicyinitiative.org\/wp-content\/uploads\/2021\/07\/CPI_logo_cmyk_transparent.png","contentUrl":"https:\/\/www.climatepolicyinitiative.org\/wp-content\/uploads\/2021\/07\/CPI_logo_cmyk_transparent.png","width":1728,"height":720,"caption":"Climate Policy Initiative"},"image":{"@id":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ClimatePolicyInitiative","https:\/\/x.com\/climatepolicy","https:\/\/www.linkedin.com\/company\/climate-policy-initiative\/?lipi=urn:li:page:d_flagship3_search_srp_all;GvyQ8DliSYaW9eZhdq8RBQ==","https:\/\/www.youtube.com\/channel\/UCE8V0iDgBU8mreZdBegVCcA","https:\/\/en.wikipedia.org\/wiki\/Climate_Policy_Initiative"]}]}},"_links":{"self":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/cpi_pr\/118745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/cpi_pr"}],"about":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/types\/cpi_pr"}],"wp:attachment":[{"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/media?parent=118745"}],"wp:term":[{"taxonomy":"programs","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/programs?post=118745"},{"taxonomy":"regions","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/regions?post=118745"},{"taxonomy":"topics","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/topics?post=118745"},{"taxonomy":"collaborations","embeddable":true,"href":"https:\/\/www.climatepolicyinitiative.org\/pt-br\/wp-json\/wp\/v2\/collaborations?post=118745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}