{"id":30883,"date":"2020-08-02T17:24:47","date_gmt":"2020-08-02T17:24:47","guid":{"rendered":"https:\/\/www.climatepolicyinitiative.org\/?post_type=cpi_publications&#038;p=30883"},"modified":"2026-05-05T21:01:09","modified_gmt":"2026-05-05T21:01:09","slug":"popluz-distributed-energy-for-social-housing-desh","status":"publish","type":"cpi_publications","link":"https:\/\/www.climatepolicyinitiative.org\/id\/publication\/popluz-distributed-energy-for-social-housing-desh\/","title":{"rendered":"PopLuz | Distributed Energy for Social Housing (DESH)"},"content":{"rendered":"\n<p><em>This publication is CPI\u2019s analysis of PopLuz, an innovative climate finance instrument endorsed by the <a href=\"https:\/\/www.climatefinancelab.org\/project\/?_sfm_status=Endorsed-%2C-Fire%20Winner-%2C-In%20Development\" target=\"_blank\" rel=\"noreferrer noopener\">Global Innovation Lab for Climate Finance<\/a> (the Lab). CPI serves as the Lab\u2019s Secretariat.<\/em> <em>Each instrument endorsed by the Lab&nbsp;is rigorously analyzed by our research teams. High-level findings of this research are published on each instrument, so that others may leverage this analysis to further their own climate finance innovation.<\/em><\/p>\n\n\n\n<p>Scaling up distributed solar power in Brazil can not only help the country achieve its climate targets, but can also provide increased energy access to low-income communities. However, low-income tenants typically lack the upfront capital required to purchase distributed solar systems. In addition, commercial lenders see low-income borrowers as higher risk, inhibiting their access to credit.<\/p>\n\n\n\n<p>The Distributed Energy for Social Housing Fund (DESH) is a financial solution that can accelerate distributed solar power for low-income tenants in Brazil. It is a third-party ownership and rental model for distributed solar systems in low-income condominiums in Brazil. It provides a robust, low-risk structure for investors, and energy cost savings for the low-income tenants.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">INNOVATION<\/h3>\n\n\n\n<p>DESH is the only financing option in Brazil that enables distributed energy at feasible rates that match the lifetime of solar projects. DESH will pose no upfront costs for low-income households, providing a 10-20% discount on energy bills from day one. Also, because DESH is a rental model, low-income households aren\u2019t charged any interest rates and don\u2019t have operations and maintenance responsibilities. In addition, DESH has a robust legal and financial structure that is set up to minimize risks to investors, like payment default. In the event of default, DESH has the ability to reallocate energy credits within 90-120 days among its clients. The 15 MW first phase has the potential to provide affordable clean energy to 26,000 low-income households, with monthly savings of 10%. The ambition for 2030 is that DESH can scale up to 300 MW, reaching almost half a million households.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">IMPACT<\/h3>\n\n\n\n<p>The first phase of DESH will consist of three individual 5 MW projects in the state of Minas Gerais, which will benefit low income communities in Belo Horizonte, the state\u2019s largest city.<\/p>\n\n\n\n<p>DESH aims to support UN\u2019s Sustainable Development Goals 7 \u201cAffordable and Clean Energy\u201d and 1 \u201cNo Poverty\u201d and the impact from the first phase of DESH is estimated as:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Renewable energy produced per year- <strong>23,652 <\/strong>MWh&nbsp;<\/li><li>Avoided greenhouse gas emissions per year \u2013 <strong>8,728 <\/strong>tCO2eq&nbsp;<\/li><li>Number of people with access to affordable, reliable and modern energy services \u2013 <strong>80,396 <\/strong>people<\/li><li>Revenue from products serving low income groups per year \u2013 EUR <strong>676,920&nbsp;<\/strong><\/li><\/ul>\n\n\n\n<p>Furthermore, the ambition for 2030 is to reach 300 MWp, which will have an estimated impact of:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Renewable energy produced per year \u2013 <strong>430 <\/strong>GWh&nbsp;<\/li><li>Avoided greenhouse gas emissions per year \u2013 <strong>150,000 <\/strong>tCO2eq&nbsp;<\/li><li>Number of people with access to affordable, reliable and modern energy services <strong>1.5 m <\/strong>people<\/li><li>Revenue from products serving low income groups per year \u2013&nbsp; EUR <strong>12.3 mn<\/strong><\/li><\/ul>\n\n\n\n<p>The aim of the DESH Program is to be able to supply solar energy to almost 1.5 million people in Brazilian classes D and E until 2030 and to mobilize US$ 300 million in investments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">DESIGN<\/h3>\n\n\n\n<p><br>The Distributed Energy for Social Housing Fund (DESH) is a third-party ownership and rental model for distributed solar systems in low-income condominiums, that will pose no upfront costs to the tenants. Tenants will only pay a monthly rental fee that is 10-20% lower than their standard utility rate and will bear no risk related to procurement, operations &amp; maintenance costs. It provides potentially attractive investment opportunities for the implementation of these systems and through that is able to fund 100% of the distributed generation projects with no Brazilian local content requirements for the equipment, no guarantee requirements, and terms that match the lifetime of the projects.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Distributed Energy for Social Housing Fund (DESH) is a financial solution that can accelerate distributed solar power for low-income tenants in Brazil. It is a third-party ownership and rental model for distributed solar systems in low-income condominiums in Brazil. It provides a robust, low-risk structure for investors, and energy cost savings for the low-income tenants.<\/p>\n","protected":false},"author":206,"featured_media":30887,"template":"","format":"standard","meta":{"_acf_changed":false},"programs":[395],"regions":[353],"topics":[871,801,1200,842,238,264,304],"collaborations":[],"class_list":["post-30883","cpi_publications","type-cpi_publications","status-publish","format-standard","has-post-thumbnail","hentry","programs-global-innovation-lab-for-climate-finance","regions-brazil","topics-blended-finance","topics-energy-access","topics-energy-and-infrastructure","topics-financial-innovation","topics-private-finance","topics-renewable-energy","topics-solar-pv"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PopLuz | Distributed Energy for Social Housing (DESH) - CPI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.climatepolicyinitiative.org\/publication\/popluz-distributed-energy-for-social-housing-desh\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PopLuz | Distributed Energy for Social Housing (DESH) - CPI\" \/>\n<meta property=\"og:description\" content=\"The Distributed Energy for Social Housing Fund (DESH) is a financial solution that can accelerate distributed solar power for low-income tenants in Brazil. 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