{"id":30296,"date":"2020-07-23T20:03:06","date_gmt":"2020-07-23T20:03:06","guid":{"rendered":"https:\/\/www.climatepolicyinitiative.org\/?post_type=cpi_publications&#038;p=30296"},"modified":"2026-05-07T06:07:57","modified_gmt":"2026-05-07T06:07:57","slug":"the-role-of-cooperatives-in-rural-credit-cooperative-credit-grows-during-the-economic-crisis-and-supports-the-inclusion-of-small-scale-producers","status":"publish","type":"cpi_publications","link":"https:\/\/www.climatepolicyinitiative.org\/id\/publication\/the-role-of-cooperatives-in-rural-credit-cooperative-credit-grows-during-the-economic-crisis-and-supports-the-inclusion-of-small-scale-producers\/","title":{"rendered":"The Role of Cooperatives in Rural Credit: Cooperative Credit Grows During the Economic Crisis and Supports the Inclusion of Small-Scale Producers"},"content":{"rendered":"\n<p>&nbsp;Credit cooperatives can be efficient tools for financial inclusion by distributing agricultural credit to small-scale rural producers. Due to their proximity to borrowers, cooperatives can deliver benefits that traditional banks cannot, such as lower transaction costs and lower costs of collecting information about producers. This tends to reduce financial risks.&nbsp;<\/p>\n\n\n\n<p>Cooperative credit is currently an option in close to 2500 municipalities in Brazil, with an  specially large presence in the countryside areas. Although it is distributed unevenly throughout the country, cooperative credit helps compensate for the scarcity of financial institutions in some regions and assists in fulfilling requirements in the application of rural credit resources.&nbsp;<\/p>\n\n\n\n<p>This brief is the result of a collaboration between Climate Policy Initiative\/Pontifical Catholic University of Rio de Janeiro (CPI\/PUC-Rio) and the Cooperatives Observer (OBSCOOP) of the University of S\u00e3o Paulo. It aims to analyze cooperatives\u2019 participation in rural credit, addressing both recent developments and potential challenges.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This brief analyze cooperatives\u2019 participation in rural credit, addressing both recent developments and potential challenges.<\/p>\n","protected":false},"author":76,"featured_media":30300,"template":"","format":"standard","meta":{"_acf_changed":false},"programs":[725],"regions":[353],"topics":[481,287],"collaborations":[],"class_list":["post-30296","cpi_publications","type-cpi_publications","status-publish","format-standard","has-post-thumbnail","hentry","programs-brazil","regions-brazil","topics-land-use","topics-rural-credit"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Role of Cooperatives in Rural Credit: Cooperative Credit Grows During the Economic Crisis and Supports the Inclusion of Small-Scale Producers - CPI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.climatepolicyinitiative.org\/publication\/the-role-of-cooperatives-in-rural-credit-cooperative-credit-grows-during-the-economic-crisis-and-supports-the-inclusion-of-small-scale-producers\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Role of Cooperatives in Rural Credit: Cooperative Credit Grows During the Economic Crisis and Supports the Inclusion of Small-Scale Producers - CPI\" \/>\n<meta property=\"og:description\" content=\"This brief analyze cooperatives\u2019 participation in rural credit, addressing both recent developments and potential challenges.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.climatepolicyinitiative.org\/publication\/the-role-of-cooperatives-in-rural-credit-cooperative-credit-grows-during-the-economic-crisis-and-supports-the-inclusion-of-small-scale-producers\/\" \/>\n<meta property=\"og:site_name\" content=\"CPI\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ClimatePolicyInitiative\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-07T06:07:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.climatepolicyinitiative.org\/wp-content\/uploads\/2020\/07\/Depositphotos_272759988_xl-2015-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@climatepolicy\" \/>\n<meta name=\"twitter:label1\" content=\"Estimasi waktu membaca\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 menit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/publication\\\/the-role-of-cooperatives-in-rural-credit-cooperative-credit-grows-during-the-economic-crisis-and-supports-the-inclusion-of-small-scale-producers\\\/\",\"url\":\"https:\\\/\\\/www.climatepolicyinitiative.org\\\/publication\\\/the-role-of-cooperatives-in-rural-credit-cooperative-credit-grows-during-the-economic-crisis-and-supports-the-inclusion-of-small-scale-producers\\\/\",\"name\":\"The Role of Cooperatives in Rural Credit: Cooperative Credit Grows During the Economic Crisis and Supports the Inclusion of Small-Scale Producers - 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